Home Mortgage Rates are higher than treasuries

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Interest onhome mortgages are very higher relative to treasury bonds

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Before pandemic average spread was availble at 1.69 points

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industry professionals are wondering about spread return

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this spread will not happen again this year

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2.68% interest on 10-year treasury bonds

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Most of the time this ranges between 1.5%-2%

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In last 52 weeks volatility of mortgage rates has been doubled to preceding weeks

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Probably by 2024 mortgage rate may decline.

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This decline will continue to next two years

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